Budget-Treasures
The video creator shows how she completes her bi-weekly paycheck budget, using the highlighter method to track bills and splitting expenses by paycheck. She discusses having separate accounts for mortgages and bills and talks about reviewing bills for potential cancellations. She also outlines cutting down expenses, including allocating a fixed amount for groceries and cooking low-cost meals while paying the trash bill out of savings, to create a working budget. The budgeter encourages viewers to decrease bills, increase income, and be a good steward of resources while valuing her relationships with viewers and requesting feedback on the channel.
In this section, the video creator, Jasmine, explains how she completes her bi-weekly paycheck budget, even when she doesn't have enough money to cover all of her bills. She is a paycheck-to-paycheck budgeter and uses the highlighter method to keep track of bills that correspond to each paycheck. She lists all of her bills, including fixed and variable expenses, and breaks them down by paycheck. Jasmine also mentions that she has a separate mortgage account and a bill account, and that she trusts in God to help her with her finances.
In this section, the budgeter explains how having a separate account for their mortgage payments has really helped their finances. They go on to discuss their new bill account and list out some bills that are on autopay and which ones they need to manually pay. The budgeter also mentions their goals for the month, which include reviewing their bills to see what they can cancel. They express hesitation about cancelling their cable since they watch a lot of TV, but they are strongly considering it. Finally, the budgeter calculates all of the bills for the month.
In this section, the YouTuber discusses how she budgets when she doesn't have enough money to pay all her bills. After calculating the money she has left over, she decides to cut down on her variable expenses, such as gas and groceries, by only driving to church and meal planning. She plans to only spend $100 on groceries and cook low-cost meals to stretch her budget. She also plans to pay her trash bill out of her savings, as she is trying to save $1,000 quickly.
In this section, the YouTuber is creating a budget for her bi-weekly paycheck. She allocates funds for toiletries, household items, and haircare. She decides not to give herself any money for eating out and tries to do her own hair to save money. She doesn't pay extra for debt but decides to put $25 into emergency savings and $5 into her giveaway fund. After her allocations, she has $70.31 left over to work with for her paycheck budget for the following period.
In this section, the speaker discusses her budgeting process when she has more bills and expenses than money. She mentions the importance of either decreasing bills or increasing her income, and plans to do both, including side hustles and creating new income streams. She also reminds viewers that her faith provides her with security, and that being a good Steward of her resources is important. The speaker encourages viewers to subscribe to her channel and to participate in upcoming giveaways.
In this section, the YouTuber talks about her relationship with her viewers and how she likes to call them her "budget besties" because she shares intimate details with them, like her bi-weekly paycheck budget. She values their support and thanks them for watching her videos. She also asks her viewers if they like the new term or prefer the old "gem" one, and encourages them to leave comments on the video.
No videos found.
No related videos found.
No music found.